The book describes a marvelous change in handling finances bringing confidence into a household of uncertainty and power into a household of fear. The New Financial Nature changes worry into confidence with power from the Holy Spirit. Individually the change is awesome. The book also exposes us to sinful, hurtful, and corrupt financial transactions. Your personal money nature is the sum of qualities, temperament. values and worldview making you distinct form others. The New Financial Nature is a change in all personal characteristics about money from the inside out, from a change in heart, formed by the Holy Spirit. With the New Financial Nature the budget balances not because of computer software, or intensified guilt, or a motivating life coach, but because a change in heart changes the desire, the hunger for things replacing these pushers with a new contentment, a new satisfaction, a new financial peace. The heart is changed by the power of God so we are governed by new and holy motives. The change is extraordinary and affects work habits, entertainment, saving,giving, and attitudes in financial storms. We live in a sinful world with unholy motives and hurtful financial transactions around us in families, companies, and government. Practicing Christians are to be a light in the midst of this dark financial world and with a New Financial Nature we have power to say no and turn away from enticing unholy activities and power to overcome financial struggles in innovative ways. Douglas C. Knisely is a Certified Public Accountant and a former Certified Financial Planner with masters degrees in business and religion. The author experienced God working financial miracles when starting a sole proprietorship and persevered him through financial storms including a business failure and stage four non-Hodgkin's lymphoma.